Just Listed in The Arbors at Summerfield!

March 30th, 2017

You will love this single story end unit on awesome lot! The home backs to a wooded greenbelt overlooking the creek! Over $20,000 of lovely updates and a great floor plan! Huge master with add-on for a study or sitting room with a wall of windows with a view of the creek. Master bath is fresh and inviting with walk in closet. Interior paint (no more popcorn ceilings here!) carpet, wood floors, lighting fixtures, hardware and blinds are just some of the updates! Spacious living with vaulted ceiling is open to dining and kitchen…..wonderful for entertaining! Kitchen has been updated with painted cabinets w/ new hardware, new dishwasher, stove, fixtures and more! Exercise room can be used as 3rd bedroom w/ no closet. 2 Car oversized garage and ample storage. The Arbors community offers swimming pools, greenbelts and low HOA dues!! This is a wonderful place to call home!

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Just Listed in Eagle Lake ~ 9707 Hummingbird LN, Oklahoma City, OK 73162

March 17th, 2017

Very well maintained home in Eagle Lake Estates! Great floor plan for family time and entertaining! Spacious living room features vaulted ceiling with attractive wood beams, built in bookshelves and gas log fireplace! Four bedrooms with large master (4th bed is currently being used as 2nd living and office)! Formal living and breakfast room! Updates throughout make this home move in ready! Kitchen has NEW GE stainless steel appliances: oven, dishwasher, cooktop, microwave and wine cooler! NEW H2O tank! Lovely fresh interior paint (no wall paper here!) and wood blinds! The bathrooms features updated fixtures and lighting! The carpet, kitchen floor, ROOF and gutters have all been replaced in the last few years! Enjoy morning coffee or relaxing in the evening on your back patio! The exterior photos have been enhanced to show you the possibilities for warmer weather! Come see this home today!!

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Just Listed in Lone Oak Cove & OPEN HOUSE Sunday, March 5th from 2:00-4:00

March 2nd, 2017

Absolutely stunning home on beautiful lot! You will feel like you are in the country as you enjoy your views from your patio and balcony! Custom touches throughout with exquisite lighting and fixtures, interior stone accents, barn doors, copper sink in powder bath and so much more! Splendid master suite with spa bath featuring jetted tub, oversized shower with multiple shower heads and a sitting area to watch the sunrise. Open and inviting floor plan has room for family time and entertaining! True four bedroom home offers master and two additional beds down. Upstairs has 4th bedroom, full bath and game room/ media room with wet bar and a balcony with a peaceful view! Open and inviting living room that is open to the cook’s kitchen and breakfast room. A lovely formal dining and the office/study make this house a wonderful place to call home! Located in the desirable Lone Oak Cove with gated entry and Deer Creek schools! You must see this home to appreciate all it has to offer!

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Just Listed in Little Oaks – 8024 NE 139th ST, Edmond, OK 73013

February 24th, 2017

A HIDDEN GEM! Enjoy the peace of the country with easy access to I-35! Walk to Lake Arcadia from your beautiful home located on a wooded acre lot! One owner custom built home! You will love the updated cook’s kitchen with new granite counters, appliances, fixtures, painted cabinets!! Floor plan w/ formal living & dining, spacious den that opens to kitchen /breakfast area plus two powder baths downstairs. Tons of windows to enjoy the wooded lot! The upstairs master suite w/ large walk in closet and remodeled bath w/ new shower, granite counters, double sinks, fixtures and a view of private backyard. The 2nd/3rd beds share a true Jack & Jill bath and the 4th bedroom has its own private bath. The screened in porch is perfect for having morning coffee and just relaxing anytime of day! Extremely well built home w/ many extra building features that are shared on an attachment. Don’t miss your opportunity to live in a wonderful home in very a desirable neighborhood! A rare find!!

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How to use your cash when buying a home!

February 16th, 2017

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With mortgage interest rates still as low as they are, paying cash for a house should not be first on your list of financial priorities. Saving for retirement, building adequate emergency savings and paying off higher interest debt almost always take precedence.

That said, if you have the means to pay cash for a home, there are situations when buying your house outright is the way to go.

Reasons to keep your cash

The two big reasons to take out a mortgage even if you can afford to pay cash are maintaining liquidity and maximizing returns.

Paying all cash, while commendable, isn’t a good idea if it means committing too much of your savings to an asset that is inherently illiquid. “You don’t want to get into a situation where you are forced to sell the house or other investments at the worst time possible,” says Neil Krishnaswamy, a certified financial planner with Exencial Wealth Advisors in Plano, Texas.

Meanwhile, with rates at incredible lows – and mortgage interest deductible – paying cash is the equivalent of locking in an investment that returns roughly 3% to 4% a year. Investors who feel they can earn more than that in the stock and bond market will often choose to get a mortgage and keep their cash invested.

There is a middle ground, and for many buyers this may be the best option of all. Take out a mortgage and lock in today’s historically-low rates, but make more than the minimum payment whenever you can.

Reasons to pay all cash

On paper, locking in low rates on a mortgage and investing that money instead certainly seems like the better deal right now. Yet, what that equation doesn’t account for is the enormous sense of satisfaction that comes with owning your home outright. Yes, odds are that you will make more over the long run investing those funds, but what you save on interest over the life of the loan – tens of thousands, if not hundreds of thousands of dollars – isn’t vulnerable to market ups and downs.

In the most competitive housing markets, moreover, cash buyers have the upper hand in bidding wars and also have a better shot at negotiating for a lower price. Add to that savings on closing costs and time spent shopping for a loan, and the deal is even sweeter.

Assuming you’ve paid off higher interest debt, are maxing out on tax-advantaged retirement plans and have more than enough money in your rainy day fund, paying for a house with cash isn’t such a bad move, says Krishnaswamy. Just make sure that doing so doesn’t put the rest of your financial house in jeopardy.