The 6 homes first timers may want to avoid!

Wednesday, May 10th, 2017

1. The one that’s a little too ‘cozy’ You may not have children when you buy your first house. You may not even be planning on children. But those plans could change in the next five to 10 years, and that tiny two-bedroom historic bungalow you’ve been eyeing may go from just right to clown-car […]

How to use your cash when buying a home!

Thursday, February 16th, 2017

With mortgage interest rates still as low as they are, paying cash for a house should not be first on your list of financial priorities. Saving for retirement, building adequate emergency savings and paying off higher interest debt almost always take precedence. That said, if you have the means to pay cash for a home, […]

The case for title insurance!

Thursday, February 9th, 2017

Here are some reasons why title insurance is important: Fraud Protection Title insurance will protect home owners from claims made against their property, whether they are responsible for it or not. This includes mortgage balances that are unpaid, improper foreclosures, and any fraud made by the home’s seller. Fraud is more accessible to people now […]

Three definitive reasons why you need to buy a home in 2017!

Thursday, January 26th, 2017

1. Rates are rising In 1981, when mortgage rates hit 18% and seemed to rise every day, single-digit rates seemed like an impossible dream. Last August, however, rates on 30-year mortgages bottomed out at 3.55%. Now that the Federal Reserve finally decided to raise its key interest rate, mortgage rates have been climbing slowly. Today, the […]

With rates trending upward, here’s how to win!

Thursday, January 19th, 2017

How to get the best mortgage rate Here are some ways that you can improve the rate you are quoted: Shop around. Mortgage rates often vary from lender to lender, just like gas prices vary from station to station. Borrowers should put as much effort into finding the best mortgage for themselves as they do […]