How to use your cash when buying a home!

Thursday, February 16th, 2017

With mortgage interest rates still as low as they are, paying cash for a house should not be first on your list of financial priorities. Saving for retirement, building adequate emergency savings and paying off higher interest debt almost always take precedence. That said, if you have the means to pay cash for a home, […]

Take on these habits and buy a home in 2017!

Thursday, December 29th, 2016

Habit No. 1: Automate your down payment savings If you’re trying to squirrel away the recommended 20% down payment, that works out to about $40,000 for a $200,000 home. That’s a huge chunk of cash, so unless you’ve been the recipient of an inheritance or have recently won the lottery, you can never save too early or […]

The “what and when to buy” of December Holiday shopping!

Thursday, December 8th, 2016

Toys Despite all of the insane Black Friday sales, you won’t see a lot of great toy deals in November, according to Benjamin Glaser of DealNews. “The best time to buy is the second week of December, when discounts are at their peak, but selection is still good too,” Glaser said. “And if you see […]

Some creative budgeting advice just in time for “back to school!”

Thursday, August 11th, 2016

Join Loyalty Programs. According to the 2015 Colloquy Census, there are roughly 3.3 billion customer loyalty memberships in the United States. Sign up for loyalty programs and you can score deals on restaurant meals, airline tickets and more. Start by visiting the websites of your favorite restaurants or clothing stores and see if they mention perks […]